/* Dash Credit - Production Fintech Stylesheet (Professional Polish Theme) */
:root {
  /* Color Palette - Professional Polish Fintech Theme */
  --primary: #0B526B;
  --primary-dark: #073747;
  --primary-light: #127192;
  --primary-soft: #E9F4F7;
  --accent: #F2A33A;
  --accent-dark: #D9851D;
  --accent-soft: #FFF8EE;
  --text: #172033;
  --text-secondary: #475467;
  --muted: #667085;
  --surface: #F6FAFC;
  --surface-alt: #E9F4F7;
  --white: #FFFFFF;
  --border: #DCE6EA;
  --border-focus: #0B526B;
  --success: #16835B;
  --success-soft: #E8F5F0;
  --warning: #B7791F;
  --error: #C0392B;
  --error-soft: #FDEDEC;
  --shadow-sm: 0 1px 3px rgba(11, 82, 107, 0.06), 0 1px 2px rgba(0, 0, 0, 0.04);
  --shadow-md: 0 4px 12px rgba(11, 82, 107, 0.08), 0 2px 4px rgba(0, 0, 0, 0.04);
  --shadow-lg: 0 12px 28px rgba(11, 82, 107, 0.12), 0 4px 10px rgba(0, 0, 0, 0.04);
  
  /* Typography */
  --font-sans: 'Plus Jakarta Sans', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, sans-serif;
  --font-serif: 'Playfair Display', Georgia, serif;
  
  /* Radius & Spacing */
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-pill: 9999px;
  --transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
}

/* Reset & Base */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.6;
  color: var(--text);
  background-color: var(--white);
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
}

body {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  overflow-x: hidden;
}

/* Skip Link */
.skip-link {
  position: absolute;
  top: -100px;
  left: 1rem;
  background: var(--primary-dark);
  color: var(--white);
  padding: 0.75rem 1.25rem;
  border-radius: var(--radius-sm);
  z-index: 1000;
  font-weight: 600;
  text-decoration: none;
  transition: top 0.2s ease;
}

.skip-link:focus {
  top: 1rem;
  outline: 3px solid var(--accent);
}

/* Layout Container */
.container {
  width: 100%;
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 1.25rem;
}

.container-narrow {
  max-width: 1140px;
}

/* Header & Navigation */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background-color: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
  transition: var(--transition);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 0.625rem;
  text-decoration: none;
  color: var(--primary-dark);
  font-weight: 800;
  font-size: 1.35rem;
  letter-spacing: -0.02em;
}

.logo-icon {
  width: 38px;
  height: 38px;
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  color: var(--white);
  border-radius: var(--radius-md);
  display: grid;
  place-items: center;
  box-shadow: var(--shadow-sm);
}

.logo-icon svg {
  width: 22px;
  height: 22px;
}

.nav-desktop {
  display: none;
  align-items: center;
  gap: 2rem;
}

.nav-link {
  color: var(--text-secondary);
  text-decoration: none;
  font-weight: 600;
  font-size: 0.95rem;
  transition: var(--transition);
  position: relative;
  padding: 0.5rem 0;
}

.nav-link:hover, .nav-link.active {
  color: var(--primary);
}

.nav-link.active::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 2px;
  background-color: var(--primary);
  border-radius: var(--radius-pill);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.header-actions .btn {
  display: none;
}

/* Mobile Nav Drawer */
.mobile-nav-toggle {
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  width: 44px;
  height: 44px;
  background: transparent;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  cursor: pointer;
  color: var(--text);
}

.mobile-drawer {
  position: fixed;
  top: 72px;
  left: 0;
  right: 0;
  bottom: 0;
  background-color: var(--white);
  z-index: 99;
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  transform: translateX(100%);
  transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  overflow-y: auto;
}

.mobile-drawer.is-open {
  transform: translateX(0);
}

.mobile-nav-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.mobile-nav-link {
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--text);
  text-decoration: none;
  display: block;
  padding: 0.75rem 0;
  border-bottom: 1px solid var(--surface-alt);
}

/* Typography Helpers */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.75rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--primary);
  background-color: var(--surface-alt);
  padding: 0.35rem 0.85rem;
  border-radius: var(--radius-pill);
  margin-bottom: 1rem;
}

h1, .h1 {
  font-size: 2.25rem;
  line-height: 1.15;
  font-weight: 800;
  color: var(--primary-dark);
  letter-spacing: -0.03em;
}

h2, .h2 {
  font-size: 1.85rem;
  line-height: 1.25;
  font-weight: 700;
  color: var(--primary-dark);
  letter-spacing: -0.02em;
}

h3, .h3 {
  font-size: 1.35rem;
  line-height: 1.3;
  font-weight: 700;
  color: var(--primary-dark);
}

p.lead {
  font-size: 1.125rem;
  line-height: 1.6;
  color: var(--text-secondary);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  font-family: inherit;
  font-size: 0.95rem;
  font-weight: 700;
  padding: 0.85rem 1.6rem;
  border-radius: var(--radius-md);
  text-decoration: none;
  cursor: pointer;
  border: 1px solid transparent;
  transition: var(--transition);
  min-height: 44px;
  white-space: nowrap;
}

.btn-primary {
  background-color: var(--accent);
  color: var(--white);
  border-color: var(--accent);
  box-shadow: 0 4px 12px rgba(242, 163, 58, 0.28);
}

.btn-primary:hover {
  background-color: var(--accent-dark);
  border-color: var(--accent-dark);
  color: var(--white);
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(217, 133, 29, 0.35);
}

.btn-secondary {
  background-color: var(--primary);
  color: var(--white);
  border-color: var(--primary);
}

.btn-secondary:hover {
  background-color: var(--primary-dark);
  border-color: var(--primary-dark);
  color: var(--white);
}

.btn-outline {
  background-color: transparent;
  color: var(--primary);
  border: 2px solid var(--border);
}

.btn-outline:hover {
  background-color: var(--white);
  border-color: var(--primary);
  color: var(--primary-dark);
}

/* Hero Section */
.hero {
  padding: 3.5rem 0 4.5rem;
  background: linear-gradient(180deg, var(--surface) 0%, var(--white) 100%);
  border-bottom: 1px solid var(--border);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 3rem;
  align-items: center;
}

.hero-content {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin: 1.75rem 0 2rem;
  width: 100%;
}

.hero-trust-list {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 0.75rem 1.5rem;
  list-style: none;
  width: 100%;
  padding-top: 1.25rem;
  border-top: 1px solid var(--border);
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-secondary);
}

.trust-item svg {
  color: var(--success);
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

/* Loan Amount Selector Component */
.loan-selector-card {
  background-color: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-lg);
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.selector-header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
}

.amount-display {
  font-size: 2.75rem;
  font-weight: 800;
  color: var(--primary-dark);
  letter-spacing: -0.03em;
}

.quick-amounts {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0.5rem;
}

.amount-btn {
  background-color: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 0.6rem 0.25rem;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--text);
  cursor: pointer;
  transition: var(--transition);
}

.amount-btn:hover, .amount-btn.active {
  background-color: var(--primary);
  color: var(--white);
  border-color: var(--primary);
}

.range-slider-container {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.range-slider {
  width: 100%;
  height: 8px;
  border-radius: var(--radius-pill);
  background: var(--border);
  outline: none;
  accent-color: var(--primary);
  cursor: pointer;
}

.slider-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--muted);
}

.calculator-preview {
  background-color: var(--surface-alt);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  text-align: center;
}

.preview-metric-label {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--text-secondary);
  text-transform: uppercase;
}

.preview-metric-val {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--primary-dark);
  margin-top: 0.25rem;
}

.demo-notice {
  font-size: 0.78rem;
  color: var(--muted);
  text-align: center;
  font-style: italic;
  line-height: 1.4;
}

/* Feature & Benefit Cards */
.section {
  padding: 4.5rem 0;
}

.section-alt {
  background-color: var(--surface);
}

.section-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 3rem;
}

.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
}

.card {
  background-color: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary-light);
}

.card-icon {
  width: 48px;
  height: 48px;
  background-color: var(--primary-soft);
  color: var(--primary);
  border-radius: var(--radius-md);
  display: grid;
  place-items: center;
}

.card-icon svg {
  width: 24px;
  height: 24px;
}

/* Process Steps */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.5rem;
  position: relative;
}

.step-card {
  background-color: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  position: relative;
}

.step-num {
  font-size: 2rem;
  font-weight: 800;
  color: var(--primary);
  opacity: 0.3;
  margin-bottom: 0.5rem;
  font-family: var(--font-serif);
}

/* Calculator Section */
.calculator-box {
  background-color: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  box-shadow: var(--shadow-md);
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
}

.calc-inputs {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.form-label {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--text);
  display: flex;
  justify-content: space-between;
}

.form-control {
  width: 100%;
  padding: 0.85rem 1rem;
  font-size: 1rem;
  font-family: inherit;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  background-color: var(--white);
  color: var(--text);
  transition: var(--transition);
}

.form-control:focus {
  outline: none;
  border-color: var(--border-focus);
  box-shadow: 0 0 0 3px rgba(11, 82, 107, 0.15);
}

.calc-results {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: 2rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 1.5rem;
}

.result-main {
  text-align: center;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.15);
}

.result-main-val {
  font-size: 3rem;
  font-weight: 800;
  color: var(--accent);
}

.result-breakdown {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.breakdown-item {
  background-color: rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-md);
  padding: 1rem;
  text-align: center;
}

.breakdown-label {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.8);
  text-transform: uppercase;
}

.breakdown-val {
  font-size: 1.25rem;
  font-weight: 700;
  margin-top: 0.25rem;
}

/* FAQ Accordion */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  max-width: 860px;
  margin: 0 auto;
}

.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  overflow: hidden;
  background-color: var(--white);
  transition: var(--transition);
}

.faq-button {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1.25rem 1.5rem;
  background: transparent;
  border: none;
  text-align: left;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--text);
  cursor: pointer;
  gap: 1rem;
}

.faq-icon {
  width: 24px;
  height: 24px;
  color: var(--primary);
  transition: transform 0.2s ease;
  flex-shrink: 0;
}

.faq-button[aria-expanded="true"] .faq-icon {
  transform: rotate(180deg);
}

.faq-content {
  padding: 0 1.5rem 1.5rem;
  color: var(--text-secondary);
  display: none;
  line-height: 1.65;
}

.faq-content.is-expanded {
  display: block;
}

/* Disclosure Box */
.disclosure-box {
  background-color: var(--surface);
  border: 1px solid var(--border);
  border-left: 4px solid var(--primary);
  border-radius: var(--radius-md);
  padding: 1.25rem 1.5rem;
  font-size: 0.825rem;
  line-height: 1.6;
  color: var(--text-secondary);
  margin: 2rem 0;
}

.disclosure-box h4 {
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--primary-dark);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 0.5rem;
}

/* Footer */
.site-footer {
  background-color: var(--primary-dark);
  color: var(--white);
  padding: 4rem 0 2rem;
  margin-top: auto;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 2.5rem;
  margin-bottom: 3rem;
}

.footer-col-brand {
  grid-column: 1 / -1;
}

.footer-logo {
  color: var(--white);
  font-size: 1.35rem;
  font-weight: 800;
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 1rem;
}

.footer-title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--accent);
  margin-bottom: 1.25rem;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.footer-link {
  color: rgba(255, 255, 255, 0.75);
  text-decoration: none;
  font-size: 0.9rem;
  transition: var(--transition);
}

.footer-link:hover {
  color: var(--white);
  text-decoration: underline;
}

.footer-disclaimer {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-top: 2rem;
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.65);
  line-height: 1.6;
}

.footer-bottom {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.5);
}

/* Multi-Step Form Component */
.step-progress-bar {
  display: flex;
  justify-content: space-between;
  position: relative;
  margin-bottom: 2.5rem;
}

.step-progress-bar::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 0;
  right: 0;
  height: 3px;
  background-color: var(--border);
  transform: translateY(-50%);
  z-index: 1;
}

.progress-line-active {
  position: absolute;
  top: 50%;
  left: 0;
  height: 3px;
  background-color: var(--primary);
  transform: translateY(-50%);
  z-index: 1;
  transition: width 0.3s ease;
}

.step-indicator {
  position: relative;
  z-index: 2;
  background-color: var(--white);
  border: 3px solid var(--border);
  width: 40px;
  height: 40px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-weight: 700;
  color: var(--muted);
  transition: var(--transition);
}

.step-indicator.active {
  border-color: var(--primary);
  color: var(--primary);
  background-color: var(--primary-soft);
}

.step-indicator.completed {
  border-color: var(--success);
  background-color: var(--success);
  color: var(--white);
}

.step-content-pane {
  display: none;
}

.step-content-pane.active {
  display: block;
}

/* Table styling for Amortization & Comparisons */
.data-table-wrapper {
  overflow-x: auto;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  margin: 1.5rem 0;
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  font-size: 0.9rem;
}

.data-table th, .data-table td {
  padding: 0.85rem 1.25rem;
  border-bottom: 1px solid var(--border);
}

.data-table th {
  background-color: var(--surface);
  font-weight: 700;
  color: var(--text);
}

.data-table tr:last-child td {
  border-bottom: none;
}

/* Trust Features Strip - Professional Polish Theme */
.trust-strip {
  background-color: var(--white);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 2rem 0;
  margin-top: 3rem;
}

.trust-strip-grid {
  display: grid;
  grid-template-columns: repeat(1, 1fr);
  gap: 1.5rem;
}

@media (min-width: 640px) {
  .trust-strip-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .trust-strip-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.trust-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
}

.trust-feature-icon {
  margin-top: 0.15rem;
  color: var(--accent);
  flex-shrink: 0;
}

.trust-feature-title {
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--primary-dark);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 0.25rem;
}

.trust-feature-desc {
  font-size: 0.8125rem;
  color: var(--muted);
  line-height: 1.45;
}

/* Focus States */
:focus-visible {
  outline: 3px solid var(--primary);
  outline-offset: 2px;
}

/* Responsive Breakpoints */
@media (min-width: 768px) {
  .nav-desktop {
    display: flex;
  }
  .header-actions .btn {
    display: inline-flex;
  }
  .mobile-nav-toggle {
    display: none;
  }
  .hero-grid {
    grid-template-columns: 1.1fr 0.9fr;
  }
  .calculator-box {
    grid-template-columns: 1fr 1fr;
  }
  .footer-col-brand {
    grid-column: span 2;
  }
  h1, .h1 { font-size: 2.75rem; }
  h2, .h2 { font-size: 2.15rem; }
}

@media (min-width: 1024px) {
  .container {
    padding: 0 2rem;
  }
}

/* Reduced Motion */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}