Privacy Policy

Dash Credit ("we", "us", "our") respects your privacy and is committed to protecting your personal data. This Privacy Policy describes how we collect, use, share, and safeguard information when you visit our website (dashcreditloan.com) or submit an online request for consumer installment loan matching services.

1. Business Role & Non-Lender Disclosure

Dash Credit is not a lender, credit broker, or loan originator. We operate an online referral and informative matching platform that connects consumers with participating third-party lenders, credit financial partners, and financial services networks. By submitting an online request form, you authorize us to transmit your submitted information to our network of participating lenders and marketing partners.

2. Information We Collect

To facilitate loan option matching and fulfill your request, we collect several categories of information:

• Contact & Identification Information: Full name, email address, physical mailing address, phone number, and state of residence.
• Financial & Employment Details: Requested loan amount, loan purpose, primary income source, employment status, estimated credit score range, and payroll frequency.
• Technical & Device Data: IP address, browser type, operating system version, device identifiers, referring URLs, time stamps, and page interactions collected automatically via cookies and web web beacons.

3. How We Use Your Information

We use collected consumer information for the following business purposes:

• To match and transmit your loan request to participating lenders and service provider networks.
• To communicate with you regarding your request status or respond to your customer service inquiries.
• To detect, prevent, and mitigate fraud, security incidents, or unlawful site activity.
• To analyze website usage, perform system diagnostics, and improve user interface performance.
• To comply with federal, state, and local statutory or regulatory disclosure requirements.

4. Sharing & Disclosure of Information

To provide matching services, we may share your information with the following parties:

• Participating Lenders & Financial Networks: Third-party credit providers who evaluate your request details to determine whether to offer loan products.
• Service Providers & Technology Vendors: Authorized vendors providing cloud hosting, security verification, analytics, and messaging services.
• Legal & Regulatory Authorities: When required by court order, subpoena, government inquiry, or to enforce our Terms of Use and legal rights.

5. Cookies & Automated Tracking Technologies

We use session and persistent cookies, web beacons, and pixel tags to enhance navigation, analyze traffic metrics, and remember your site preferences. You can adjust your web browser settings to reject non-essential cookies; however, some site functionalities may become degraded.

6. Information Security Measures

We maintain robust physical, technical, and administrative security measures designed to protect your data against unauthorized access, loss, alteration, or disclosure. Standard Transport Layer Security (TLS/SSL) encryption is employed when transmitting sensitive data through our online forms.

7. Consumer Rights & Opt-Out Choices

Depending on your state of residence, you may possess specific rights regarding your personal information:

• Right to Know & Access: You may request disclosure of the specific personal data categories we collected about you.
• Right to Deletion: You may request the deletion of your personal information, subject to statutory legal record-retention exceptions.
• Marketing Opt-Out: You can unsubscribe from promotional email communications at any time by clicking the "Unsubscribe" link in any email or emailing [email protected].

8. State-Specific Disclosures (e.g., California CCPA/CPRA)

California residents have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including the right to direct us not to sell or share your personal information. To exercise California privacy rights, submit a request specifying "California Privacy Rights Request" to [email protected].

9. Children's Privacy Notice

Our site and referral services are strictly intended for legal adults aged 18 or older. We do not knowingly collect or solicit personal information from individuals under 18 years of age.

10. Data Retention

We retain personal data for as long as necessary to fulfill the business purposes outlined in this policy, satisfy legal auditing obligations, resolve disputes, and enforce our agreements.

11. Changes to This Privacy Policy

We reserve the right to modify or update this Privacy Policy at any time. Any changes will become effective immediately upon posting the revised policy with an updated "Last Updated" date.

12. Contact Information

If you have questions, comments, or requests concerning this Privacy Policy, please contact our privacy support team:

Dash Credit Privacy Support
Email: [email protected]
Website: dashcreditloan.com