BORROWER WELLNESS

Responsible Lending Principles

Borrowing money is an important financial decision. We encourage consumers to borrow responsibly and only take on loan obligations that fit comfortably within their budgets.

Before You Borrow, Consider:

• Do I really need the loan?

• Can I comfortably afford the scheduled payments?

• Have I compared APR and total repayment?

• Do I understand all fees and finance charges?

• Can I continue paying my normal bills?

• What happens if I miss a payment?

• Are lower-cost alternatives available?

Can I Pay My Loan Off Early?

Early repayment policies vary by provider. Review your loan agreement for applicable terms, fees, or conditions. Paying off a loan early can reduce total interest charges if the lender does not assess prepayment penalties.

What Happens If I Miss a Payment?

If you miss a scheduled payment:

Late fees may apply according to your agreement.
Additional interest or finance charges may accrue depending on provider terms.
Payment history may be reported to credit reporting agencies, potentially impacting your credit score.
Contact your loan servicer as soon as possible if repayment becomes difficult to discuss potential modification or relief programs.

Alternative Financial Options

Before accepting an installment loan offer, consider exploring alternative options such as non-profit credit counseling, community assistance programs, emergency savings funds, or negotiating payment plans directly with creditors.

Check Your Options Now

IMPORTANT DISCLOSURE

Dash Credit is an informative and online request platform for installment loan options. Loan availability, loan amounts, APRs, fees, finance charges, repayment terms, and eligibility requirements vary by provider and applicant. Submitting a request does not guarantee approval or an offer.